The Merchant-Funded Card Linked Offer Program That Actually Gets Used
Effortless rewards. Zero friction. Top-of-wallet results.
See How EZEarn™ can Boost NII and Engagement
Get Your ResultsFinancial Institution Program Advantages
The EZEarn™ platform is engineered to align with bank priorities, ensuring every transaction strengthens your relationship with the cardholder.
Increased Engagement and Use
Zero activation, zero friction. When earning is automatic, cardholders use their card more often, making it the natural choice at checkout.
Non-Interest Income
Generate new revenue streams from merchant-funded fees, plus incremental interchange as your card moves to top-of-wallet.
Branded Rewards Program
From offer communications to incentive postings, Revenew positions you as the source of value for the customer.
Secure Data Handling
We utilize strict compliance guardrails and do not obtain PII or PCI data, only exchanging tokenized data.
Download our whitepaper — see how removing friction drove a 34.8% lift in cardholder transactions.
Frictionless vs. Activation-Based: Platform Comparison
The contrast between Revenew's frictionless model and a traditional online shopping mall platform illustrates the engagement gap at scale. Revenew's lift per 1M program cardholders:
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|---|---|---|---|
| Metric | Online Shopping Mall Platform | Revenew EZEarn™ | Revenew Lift |
| Total Transactions | 813 | 23,617 | 28.1x |
| Total Qualified Spend | $146,875 | $1,148,936 | 6.8x |
| Cardmember Incentive | $4,000 | $32,979 | 7.2x |
| Institution Commission | $1,250 | $11,064 | 7.9x |
| Total Value | $5,250 | $44,043 | 7.4x |
The frictionless platform generated 28 times more transactions, and 7.4 times more total value — because it removed the steps that filtered most cardholders out of the program entirely.
Driving Top-of-Wallet Status
When cardholders earn rewards without effort, the experience reinforces positive associations with the card and the institution. They don't need to remember to activate an offer; the card simply performs better. Over time, this creates a flywheel effect: cardholders who consistently earn rewards use their card more, which generates more rewards opportunities, which deepens their preference for the card over competing products in their wallet.
Measurable Impact on Card Usage Lift and Activation Rates
Our data-driven approach provides transparent reporting on exactly how the platform influences cardholder behavior.
Observed incremental transaction lift for participating cardholders over a control group for an active program
Observed incremental transaction lift for participating cardholders over a control group for an active program
Observed annual cardholder participation rate for an active program
With 100+ merchant categories and 22K+ RETAILERS AND RESTAURANTS, Revenew partners with leading brands across the US.
Zero Cost to Banks
Our platform is 100% retailer funded. Retailers pay for the performance, cardholders receive the rewards, and banks share in non-interest income — with zero upfront or recurring costs to your institution.
100% Retailer Funded
Revenue Sharing on Fees
No Revenew Implementation Fees
Integration that Won't Slow You Down.
See how leading retailers utilize the Revenew platform to identify and convert high-value cardholders into loyal customers.
Simple Integration
Batch file exchange or lightweight API connection — no heavy IT lift or lengthy development cycles required
No PII or PCI Required
Revenew operates entirely without personally identifiable information — protecting your cardholders and reducing compliance risk
Fast Time-to-Market
Get live quickly with minimal internal resource commitment from your technology teams
Get in Touch
Connect with our partnership team to discuss how Revenew can enhance your growth strategy.